A boutique owner takes a contactless payment at her counter in the evening.

Payment processing

Payments built around your business.

The right payment setup should fit how you sell, what your customers expect, and the systems your team uses. SwipeTheta helps you review the full picture, from processing costs to checkout and settlement.

Online payments

Make paying easier for your customers.

Explore checkout, payment links, digital wallets, and recurring payment options for your online business. We’ll help you assess the experience, integration, and payment methods that fit.

In-person payments

Take payments where business happens.

Explore terminals and in-person payment options for your sales environment. We’ll review your operational needs, available hardware, and how the payment flow should connect with your systems.

Selling beyond your home market? International needs

Recurring and bank payments

Build around the way you collect.

Whether customers pay once, return regularly, or need a bank payment option, we’ll help you review the right structure for your business.

Costs and performance

Look beyond the headline rate.

Processing costs, payment acceptance, checkout friction, and operational effort all affect the value of your setup. We’ll help you understand what you’re paying and where a different approach may make sense.

  • Processing costsWhat you pay, line by line.
  • Payment acceptanceHow many good payments go through.
  • Checkout frictionHow easily customers finish paying.
  • Operational effortThe time your team spends on payments.

Risk and disputes

Manage risk with a clearer view.

Explore fraud screening, authentication, and dispute tools suited to your business. The aim is to support good transactions while giving your team the information it needs to manage risk.

Integration and migration

Plan the switch around your operations.

Before a change, we review your checkout, connected systems, and any stored-payment or recurring billing needs. That helps us define a migration plan and explain what can move, what needs work, and what your team should expect.

Today

  • Checkout
  • Connected systems
  • Stored payments
  • Recurring billing

Review

Your plan

  • What can move
  • What needs work
  • What your team should expect

Specialized processing

More complex requirements deserve a real conversation.

If your industry, transaction profile, or business structure calls for specialist processing, we’ll take a closer look. Available options, pricing, reserves, and approval requirements depend on the business review.

Become a merchant

Questions

Frequently asked questions.

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How is pricing determined?

We build your proposal around your business, payment activity, and goals. We’ll walk you through the pricing and the value of the recommended setup, so you can move forward with a clear understanding.

Can we keep our existing website or software?

We’ll start with the systems you already use and explore how SwipeTheta can connect with them. Our team will map the integration options and guide any changes needed for your chosen setup.

Can existing recurring payments move?

We can help you explore a migration plan for your recurring payments. We’ll review the current provider and stored-payment arrangements with you, then outline the supported route and steps.

How quickly can we get started?

Your first step is a conversation about the business. From there, we’ll give you a clear plan for the review, documents, and integration work your setup needs, with support along the way.

Can you help if we need specialist processing?

Yes, we can explore specialist options for businesses with more complex processing needs. Tell us how your business works and we’ll help you find a suitable path through review.

Let’s see what SwipeTheta can do for your business.

Tell us how you operate and what you want to improve. We’ll help you explore the right next step.